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SBA Forms, Portal, and Process: Everything You Need to Manage Your COVID EIDL

This hub covers the forms, portal access, and contact channels that COVID EIDL borrowers actually use. From navigating the MySBA Loan Portal to submitting Form 2518 for servicing actions to reaching the COVID EIDL Servicing Center -- practical guidance for every administrative task.

TE
Timothy EllisonFormer SBA CESC Servicing Team Lead | U.S. Army Veteran6 years SBA Servicing Department, 5 years SBA CESC Team Lead
Published:

Your Administrative Channels

Managing a COVID EIDL loan requires interacting with SBA through specific channels. The MySBA Loan Portal handles payments and document uploads. Form 2518 initiates servicing actions. The COVID EIDL Servicing Center handles direct communication. Knowing which channel to use -- and what each requires -- saves time and avoids delays.

MySBA Loan Portal

The MySBA Loan Portal (mysbaloan.sba.gov) is the primary self-service tool for COVID EIDL borrowers. Through the portal you can:

  • View your current loan status and balance
  • Make one-time or recurring payments (ACH)
  • Upload supporting documents for servicing requests
  • View your payment history
  • Access your Loan Authorization and Agreement

Form 2518: Servicing Action Requests

SBA Form 2518 is the gateway form for most servicing actions. Each action type (collateral release, subordination, change of ownership, assumption, relocation) requires the form plus specific supporting documentation defined in SOP 50 52 2.

The form itself is straightforward -- the complexity lies in assembling the correct supporting documentation for your specific request type. Each servicing action has distinct requirements.

Contacting the COVID EIDL Servicing Center

Email

CovidEIDLServicing@sba.gov -- for general servicing inquiries, document submissions, and status checks.

Phone

SBA Customer Service Center -- available during business hours. Wait times vary significantly.

Mail

Use the mailing address from your most recent SBA correspondence. For time-sensitive submissions, retain proof of mailing (certified mail recommended).

Frequently Asked Questions

How do I contact the COVID EIDL Servicing Center?

The COVID EIDL Servicing Center can be reached by email at CovidEIDLServicing@sba.gov. Phone access is available through the SBA Customer Service Center. For written submissions, use the mailing address listed in your most recent SBA correspondence. Response times vary by volume.

What is SBA Form 2518 for?

Form 2518 is the SBA Servicing Action Request form. It is used to request actions including release of collateral, subordination, change of ownership, assumption, and relocation. Each action type has specific documentation requirements that must accompany the form.

How do I upload documents to the MySBA Loan Portal?

Log into the MySBA Loan Portal at mysbaloan.sba.gov. Navigate to your loan, select the documents section, and follow the upload prompts. Accepted formats typically include PDF. For large documents or technical issues, contact the Servicing Center directly.

How do I make a COVID EIDL payment?

Payments can be made through the MySBA Loan Portal (ACH), by phone through the Customer Service Center, or by mail to the SBA payment processing address. The portal provides the most immediate confirmation and allows you to set up automatic payments.

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Last Updated: April 30, 2026

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